Can I refinance my current auto loan for the Motor City Auto Loan?
Yes! Wayne Westland Federal Credit Union handles all types of loan refinances including auto, motorcycle, R/V, and home loan refinances.
Can I choose my payment due date?
Yes! All Motor City Auto Loans come with the advantage to pick your loan due date.
When is my first payment due?
The first payment on your Motor City Auto Loan isn’t due for 60 days past loan closing. Your specific due date is determined by you at loan closing. If you cannot remember, reach out to us and we can assist you.
Can I pay my Motor City Auto Loan off early with no penalty?
Yes! All loans at Wayne Westland Federal Credit Union have zero penalty for paying off early.
How do I make my monthly payment?
You can make your monthly payment online, over the phone, or through standard mail. You can also set your payment to transfer automatically from your WWFCU account.
Do used vehicles qualify for the Motor City Auto Loan?
Yes! Both new and used vehicles can qualify for the Motor City Auto Loan.
Can I refinance my current auto loan at WWFCU into the Motor City Auto Loan?
Unfortunately, not. The Motor City Auto Loan is for new money auto loans only.
Do I need to be a member of Wayne Westland Federal Credit Union to apply for the Motor City Auto Loan?
No. Anyone can apply for the Motor City Auto Loan. If your loan request is approved, you will become a member at loan closing.
How do I become a member at Wayne Westland Federal Credit Union?
You can start your membership online if you prefer, or simply come into our branch. You will need two forms of identification and a minimum of $5 to open the account. Identification forms accepted include Driver’s license or state ID card, a valid credit card, passport, voter registration, valid school or work ID, birth certificate or a military ID.
Will my interest rate be fixed for the life of my Motor City Auto Loan?
Yes! All Motor City Auto Loans come with a very competitive and fixed interest rate.